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	Comments for COWIE LAW GROUP, P.C	</title>
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	<link>https://cowielawgroup.com/</link>
	<description>A Construction, Condo, Business and Litigation Law Firm</description>
	<lastBuildDate>Sun, 03 May 2026 18:26:25 +0000</lastBuildDate>
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		Comment on Washington DC Condominium Construction Defect Warranty Assistance Fund by Washington DC Condominium Warranty Against Structural Defects.		</title>
		<link>https://cowielawgroup.com/washington-dc-condominium-construction-defect-warranty-filing-assistance-fund/#comment-1722</link>

		<dc:creator><![CDATA[Washington DC Condominium Warranty Against Structural Defects.]]></dc:creator>
		<pubDate>Sat, 02 May 2026 17:58:19 +0000</pubDate>
		<guid isPermaLink="false">https://cowielawgroup.com/?p=14956#comment-1722</guid>

					<description><![CDATA[[&#8230;] DHCD has establish a fund to provide need-based assistance to condominium unit owners and associations who experience hardship because of the filing of a structural defect warranty security claim. See Cowie Law Group Article, Washington DC Construction Defect Warranty Filing Assistance Fund. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] DHCD has establish a fund to provide need-based assistance to condominium unit owners and associations who experience hardship because of the filing of a structural defect warranty security claim. See Cowie Law Group Article, Washington DC Construction Defect Warranty Filing Assistance Fund. [&#8230;]</p>
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		<title>
		Comment on THE WASHINGTON DC CONDOMINIUM WARRANTY AGAINST STRUCTURAL DEFECTS by Washington DC Condominium Construction Defect Warranty Filing Assistance Fund - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/the-condominium-warranty-against-structural-defects-in-washington-dc/#comment-1721</link>

		<dc:creator><![CDATA[Washington DC Condominium Construction Defect Warranty Filing Assistance Fund - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Sat, 02 May 2026 17:37:10 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=2574#comment-1721</guid>

					<description><![CDATA[[&#8230;] For a more detailed analysis of the Warranty Against Structural Defects, see Cowie Law Group Article: “The Washington DC Condominium Construction Defect Warranty Claims Act for Structural Defects.” [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] For a more detailed analysis of the Warranty Against Structural Defects, see Cowie Law Group Article: “The Washington DC Condominium Construction Defect Warranty Claims Act for Structural Defects.” [&#8230;]</p>
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		<title>
		Comment on Maryland Community Association Law &#8211; Key Legislative Updates Affecting Condos, HOA &#038; Co-ops in 2026 by MARYLAND CONDOMINIUM ACT &#38; HOA ACT BOOKLET		</title>
		<link>https://cowielawgroup.com/maryland-community-association-law-key-legilsative-updates-affecting-condos-hoa-co-ops-in-2026/#comment-1718</link>

		<dc:creator><![CDATA[MARYLAND CONDOMINIUM ACT &#38; HOA ACT BOOKLET]]></dc:creator>
		<pubDate>Tue, 06 Jan 2026 16:07:02 +0000</pubDate>
		<guid isPermaLink="false">https://cowielawgroup.com/?p=14513#comment-1718</guid>

					<description><![CDATA[[&#8230;] For a detailed discussion of these new laws, see Cowie Law Group article: Key Legislative Updates for 2026 &#8211; Maryland Condos, HOAs and Co-ops. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] For a detailed discussion of these new laws, see Cowie Law Group article: Key Legislative Updates for 2026 &#8211; Maryland Condos, HOAs and Co-ops. [&#8230;]</p>
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		<title>
		Comment on RESOLVING CONDOMINIUM CONSTRUCTION DEFECT CLAIMS IN MARYLAND by Maryland Community Association Law - Key Legislative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/resolving-condominium-construction-defect-claims-in-maryland/#comment-1717</link>

		<dc:creator><![CDATA[Maryland Community Association Law - Key Legislative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Fri, 02 Jan 2026 15:56:48 +0000</pubDate>
		<guid isPermaLink="false">https://cowiemott.com/?p=3306#comment-1717</guid>

					<description><![CDATA[[&#8230;] or two or more unit owners on matters affecting the condominium. See Cowie Law Group article, Resolving Condominium Construction Defect Claims in Maryland. Additionally, plaintiff who succeeds on its consumer protection act claim may be awarded [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] or two or more unit owners on matters affecting the condominium. See Cowie Law Group article, Resolving Condominium Construction Defect Claims in Maryland. Additionally, plaintiff who succeeds on its consumer protection act claim may be awarded [&#8230;]</p>
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		<title>
		Comment on Maryland Court Awards Condominium $6.6 Million for Construction Defects and $500,000 in Attorney Fees by Maryland Community Association Law - Key Legilsative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/montgomery-county-jury-awards-maryland-condominium-6-6-million-for-construction-defects-and-500000-in-attorney-fees/#comment-1716</link>

		<dc:creator><![CDATA[Maryland Community Association Law - Key Legilsative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Fri, 02 Jan 2026 05:36:55 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?page_id=1059#comment-1716</guid>

					<description><![CDATA[[&#8230;] The definition of “consumer” was also expanded to include a condominium “unit owner,” and an HOA “lot owner,” and not just “an actual or prospective purchaser, lessee, assignee or recipient” of a unit or a lot. MD Condo Act § 11-130(b); MD HOA Act § 11B-115(b).  This is significant because the MCPA applies to “consumers,” including purchasers or prospective purchasers of “consumer realty,” including a residential condominium unit  or HOA home. See, MCPA § 13-101(c) and (d). By specifically amending the Condominium and HOA Acts to state that unit owners and lot owners constitute “consumers,” the legislature is making it clear a that the Maryland consumer protection act applies to condominium and homeowners associations, including the construction, development, marketing, operation and sale of these communities to the public. Under the MCPA, the Attorney General’s office or a private “consumer” may Bring legal claims for violation of the Maryland consumer protection act for unfair or deceptive trade practices. These practices can include misrepresentations, or concealment of material facts, by condominium or HOA developers about the quality or characteristics of a newly constructed condominium or HOA community. Under the Maryland law a condominium association can bring a private claim for violation of the MCPA on behalf of itself or two or more unit owners on matters affecting the condominium. Additionally, plaintiff who succeeds on its consumer protection act claim may be awarded reasonable attorney’s fees by the court. See Cowie Law Group articles, Maryland Condo Association’s Right To Recover Attorney’s Fees In Condominium Construction Defect Case, and Maryland Court Awards Condominium $6.6 Million for Construction Defects and $500,000 in Attorney Fee&#8230;. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] The definition of “consumer” was also expanded to include a condominium “unit owner,” and an HOA “lot owner,” and not just “an actual or prospective purchaser, lessee, assignee or recipient” of a unit or a lot. MD Condo Act § 11-130(b); MD HOA Act § 11B-115(b).  This is significant because the MCPA applies to “consumers,” including purchasers or prospective purchasers of “consumer realty,” including a residential condominium unit  or HOA home. See, MCPA § 13-101(c) and (d). By specifically amending the Condominium and HOA Acts to state that unit owners and lot owners constitute “consumers,” the legislature is making it clear a that the Maryland consumer protection act applies to condominium and homeowners associations, including the construction, development, marketing, operation and sale of these communities to the public. Under the MCPA, the Attorney General’s office or a private “consumer” may Bring legal claims for violation of the Maryland consumer protection act for unfair or deceptive trade practices. These practices can include misrepresentations, or concealment of material facts, by condominium or HOA developers about the quality or characteristics of a newly constructed condominium or HOA community. Under the Maryland law a condominium association can bring a private claim for violation of the MCPA on behalf of itself or two or more unit owners on matters affecting the condominium. Additionally, plaintiff who succeeds on its consumer protection act claim may be awarded reasonable attorney’s fees by the court. See Cowie Law Group articles, Maryland Condo Association’s Right To Recover Attorney’s Fees In Condominium Construction Defect Case, and Maryland Court Awards Condominium $6.6 Million for Construction Defects and $500,000 in Attorney Fee&#8230;. [&#8230;]</p>
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		<title>
		Comment on Comparison of Permitted Reserve Funding Methods for Maryland Condominiums, HOAs and Co-ops by Maryland Community Association Law - Key Legilsative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/comparison-of-permitted-reserve-funding-methods-for-maryland-condominiums-hoas-and-co-ops/#comment-1715</link>

		<dc:creator><![CDATA[Maryland Community Association Law - Key Legilsative Updates Affecting Condos, HOA &#38; Co-ops in 2026 - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Fri, 02 Jan 2026 05:36:35 +0000</pubDate>
		<guid isPermaLink="false">https://cowielawgroup.com/?p=14499#comment-1715</guid>

					<description><![CDATA[[&#8230;] assessment impact, and long-term financial stability. See Cowie Law Group article: “Comparison of Permitted Reserve Funding Methods for Maryland Condominiums, HOAs and Co-ops.” Traditionally, most reserve funding has followed the so-called “component method,” which is [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] assessment impact, and long-term financial stability. See Cowie Law Group article: “Comparison of Permitted Reserve Funding Methods for Maryland Condominiums, HOAs and Co-ops.” Traditionally, most reserve funding has followed the so-called “component method,” which is [&#8230;]</p>
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		<title>
		Comment on NEW MARYLAND LAW PREVENTS CONDOMINIUM DEVELOPERS FROM SHORTENING STATUTE OF LIMITATIONS ON CONSTRUCTION DEFECT CLAIMS by MARYLAND CONDOMINIUM ACT &#38; HOA ACT BOOKLET		</title>
		<link>https://cowielawgroup.com/new-maryland-law-prevents-shortening-statute-of-limitations-applicable-to-claims-for-condominium-construction-defects/#comment-1714</link>

		<dc:creator><![CDATA[MARYLAND CONDOMINIUM ACT &#38; HOA ACT BOOKLET]]></dc:creator>
		<pubDate>Mon, 10 Nov 2025 18:14:53 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=3039#comment-1714</guid>

					<description><![CDATA[[&#8230;] D. Cowie to protect condominium purchasers from statute of limitations shortening provisions. See article by Nicholas D. Cowie concerning this amendment to the Maryland Condominium [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] D. Cowie to protect condominium purchasers from statute of limitations shortening provisions. See article by Nicholas D. Cowie concerning this amendment to the Maryland Condominium [&#8230;]</p>
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		Comment on JURY AWARDS CONDO $5.6 MILLION: Maryland construction defect attorneys at Cowie Law Group obtain 5.6 million dollar jury award against national builder for construction defects in Maryland condominium by Construction Defect Litigation on the Rise - Leaders&#039; Choice Insurance - Leaders&#039; Choice Insurance		</title>
		<link>https://cowielawgroup.com/maryland-construction-defect-lawyers-and-construction-litigation-attorneys/#comment-1713</link>

		<dc:creator><![CDATA[Construction Defect Litigation on the Rise - Leaders&#039; Choice Insurance - Leaders&#039; Choice Insurance]]></dc:creator>
		<pubDate>Tue, 23 Sep 2025 15:13:12 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=41#comment-1713</guid>

					<description><![CDATA[[&#8230;] condo association in Maryland was awarded $5.6 million due to faulty construction by Ryan [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] condo association in Maryland was awarded $5.6 million due to faulty construction by Ryan [&#8230;]</p>
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		<title>
		Comment on MECHANICS&#8217; LIEN LAW IN MARYLAND by “Payment Defense” to Maryland Mechanics’ Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys		</title>
		<link>https://cowielawgroup.com/mechanics-lien-law-in-maryland/#comment-1711</link>

		<dc:creator><![CDATA[“Payment Defense” to Maryland Mechanics’ Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys]]></dc:creator>
		<pubDate>Sun, 27 Jul 2025 12:27:08 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=2537#comment-1711</guid>

					<description><![CDATA[[&#8230;] of this framework, property owners should work with an experienced Maryland mechanics lien attorney to implement lien risk management strategies, such as general contractor retainage connected to [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] of this framework, property owners should work with an experienced Maryland mechanics lien attorney to implement lien risk management strategies, such as general contractor retainage connected to [&#8230;]</p>
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		<title>
		Comment on MARYLAND CONSTRUCTION LAWYERS &#038; MECHANICS&#8217; LIEN LAW &#8211; A Strong Payment Remedy for Building Contractors and Material Suppliers by “Payment Defense” to Maryland Mechanics’ Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys		</title>
		<link>https://cowielawgroup.com/maryland-mechanics-lien-law-a-strong-payment-remedy-for-building-contractors-and-material-suppliers/#comment-1710</link>

		<dc:creator><![CDATA[“Payment Defense” to Maryland Mechanics’ Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys]]></dc:creator>
		<pubDate>Sun, 27 Jul 2025 12:23:43 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=768#comment-1710</guid>

					<description><![CDATA[[&#8230;] a source of funds to satisfy the amount the general contractor owes the unpaid subcontractor. See, Mechanics’ Lien Law in Maryland – by Cowie Law Group, a Maryland construction Law [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] a source of funds to satisfy the amount the general contractor owes the unpaid subcontractor. See, Mechanics’ Lien Law in Maryland – by Cowie Law Group, a Maryland construction Law [&#8230;]</p>
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		<title>
		Comment on MECHANIC&#8217;S LIENS IN WASHINGTON DC by “Payment Defense” to Washington DC Mechanic’s Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys		</title>
		<link>https://cowielawgroup.com/mechanics-liens-in-washington-dc/#comment-1709</link>

		<dc:creator><![CDATA[“Payment Defense” to Washington DC Mechanic’s Lien Claims - Maryland &#38; DC Construction Lawyers and Construction Litigation Attorneys]]></dc:creator>
		<pubDate>Mon, 07 Jul 2025 13:10:59 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=2278#comment-1709</guid>

					<description><![CDATA[[&#8230;] subcontractors should work with an experienced Washington, D.C. mechanic’s lien attorney to protect their right to assert a Washington DC mechanic’s lien claim, such as by serving early [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] subcontractors should work with an experienced Washington, D.C. mechanic’s lien attorney to protect their right to assert a Washington DC mechanic’s lien claim, such as by serving early [&#8230;]</p>
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		<title>
		Comment on MECHANICS&#8217; LIEN LAW IN MARYLAND by Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/mechanics-lien-law-in-maryland/#comment-1708</link>

		<dc:creator><![CDATA[Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Sat, 28 Jun 2025 20:31:29 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=2537#comment-1708</guid>

					<description><![CDATA[[&#8230;] of this framework, property owners should work with an experienced Maryland mechanics lien attorney to implement lien risk management strategies, such as general contractor retainage connected to [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] of this framework, property owners should work with an experienced Maryland mechanics lien attorney to implement lien risk management strategies, such as general contractor retainage connected to [&#8230;]</p>
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		<title>
		Comment on MECHANIC&#8217;S LIENS IN WASHINGTON DC by Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/mechanics-liens-in-washington-dc/#comment-1707</link>

		<dc:creator><![CDATA[Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Sat, 28 Jun 2025 20:29:20 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=2278#comment-1707</guid>

					<description><![CDATA[[&#8230;] subcontractors should work with an experienced Washington, D.C. mechanics lien attorney to protect their mechanics’ lien rights, such as serving early notice of intent to enforce [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] subcontractors should work with an experienced Washington, D.C. mechanics lien attorney to protect their mechanics’ lien rights, such as serving early notice of intent to enforce [&#8230;]</p>
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		Comment on MARYLAND CONSTRUCTION LAWYERS &#038; MECHANICS&#8217; LIEN LAW &#8211; A Strong Payment Remedy for Building Contractors and Material Suppliers by Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/maryland-mechanics-lien-law-a-strong-payment-remedy-for-building-contractors-and-material-suppliers/#comment-1706</link>

		<dc:creator><![CDATA[Owner’s “Payment Defense” to Subcontractor Mechanics’ Lien Claims in Washington DC and Maryland - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Sat, 28 Jun 2025 20:27:15 +0000</pubDate>
		<guid isPermaLink="false">http://cowiemott.com/?p=768#comment-1706</guid>

					<description><![CDATA[[&#8230;] a right to impose a lien on the owner’s property where the construction project is located. See, Mechanics’ Lien Law in Maryland and Washington, D.C. – by Cowie Law Group, a Washington, D.C. construction Law firm. Once the [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] a right to impose a lien on the owner’s property where the construction project is located. See, Mechanics’ Lien Law in Maryland and Washington, D.C. – by Cowie Law Group, a Washington, D.C. construction Law firm. Once the [&#8230;]</p>
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		<title>
		Comment on Corporate Transparency Act Update: BOI Reporting Now Required by March 21, 2025 by Corporate Transparency Act Update: U.S. Condos and HOAs Exempt from BOI Reporting - COWIE LAW GROUP, P.C		</title>
		<link>https://cowielawgroup.com/corporate-transparency-act-update-all-injunctions-lifted-new-boi-reporting-deadline-set/#comment-1705</link>

		<dc:creator><![CDATA[Corporate Transparency Act Update: U.S. Condos and HOAs Exempt from BOI Reporting - COWIE LAW GROUP, P.C]]></dc:creator>
		<pubDate>Wed, 21 May 2025 18:03:25 +0000</pubDate>
		<guid isPermaLink="false">https://cowielawgroup.com/?p=14238#comment-1705</guid>

					<description><![CDATA[[&#8230;] noted in our prior Transparency Act Update, this interim final rule was expected when FinCen extended the BOI Reporting Requirements to March [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] noted in our prior Transparency Act Update, this interim final rule was expected when FinCen extended the BOI Reporting Requirements to March [&#8230;]</p>
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		<title>
		Comment on Adverse Domination Doctrine Tolls Statute of Limitations on Maryland Condominium Association Legal Claims During Period of Developer Control by 10-Year Statute of Repose &#38; Maryland Condominium and HOA Construction Defect Claims		</title>
		<link>https://cowielawgroup.com/adverse-domination-doctrine-and-maryland-condominium-association-claims-against-developers/#comment-1704</link>

		<dc:creator><![CDATA[10-Year Statute of Repose &#38; Maryland Condominium and HOA Construction Defect Claims]]></dc:creator>
		<pubDate>Fri, 02 May 2025 12:51:09 +0000</pubDate>
		<guid isPermaLink="false">https://cowielawgroup.com/?p=12659#comment-1704</guid>

					<description><![CDATA[[&#8230;] To complicate matters, if these defects start to manifest themselves during the period of developer control, such as in the form of water leaks at  around windows in a condominium exterior wall, the developer representatives running the Board of Directors may not be motivated to properly and fully investigate the underlying defects that could be systemic throughout the community. They may perform “cosmetic” repairs without properly investigating and addressing the underlying defect. A developer solution may be to apply some caulk around the window rather than investigating the underlying cause of the water leak by removing the exterior siding. Developer representatives on the association board of directors then report back to homeowners that all the defects have been corrected when in fact, they have not been properly investigated or repaired, further delaying the discovery of the underlying defect. For this reason, there is legal defense to the statute of limitations called the “Adverse Domination Doctrine,” which can further prevents claims from accruing when the developer is in control of an association. See, Adverse Domination Doctrine Tolls Statue of Limitations on Maryland Condo Association Legal Claims D&#8230;. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] To complicate matters, if these defects start to manifest themselves during the period of developer control, such as in the form of water leaks at  around windows in a condominium exterior wall, the developer representatives running the Board of Directors may not be motivated to properly and fully investigate the underlying defects that could be systemic throughout the community. They may perform “cosmetic” repairs without properly investigating and addressing the underlying defect. A developer solution may be to apply some caulk around the window rather than investigating the underlying cause of the water leak by removing the exterior siding. Developer representatives on the association board of directors then report back to homeowners that all the defects have been corrected when in fact, they have not been properly investigated or repaired, further delaying the discovery of the underlying defect. For this reason, there is legal defense to the statute of limitations called the “Adverse Domination Doctrine,” which can further prevents claims from accruing when the developer is in control of an association. See, Adverse Domination Doctrine Tolls Statue of Limitations on Maryland Condo Association Legal Claims D&#8230;. [&#8230;]</p>
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