MARYLAND CONDOMINIUM ACT & HOA ACT BOOKLET

Maryland Condominium HOA Act Law. Maryland Condominium and HOA Act Law Booklets by Cowie Law Group, Maryland and Washington DC Condominium and HOA Attorneys. Maryland HOA Lawyers and DC Condo Lawyers — Click booklet images to view or download digital copy.

COWIE LAW GROUP Maryland Condominium Act and Homeowners Association Acts Booklet. Maryland Condominium HOA Act Law.Maryland HOA Lawyers and DC Condo Attorneys.

Maryland Condominium HOA Act Law. COWIE LAW GROUP, P.C. Maryland Condominium Law and Maryland HOA Law, by Nicholas D. Cowie, condominium attorney practicing in Maryland and the District of Columbia. Maryland HOA Lawyers and DC Condo Attorneys

These Booklets contain all the new Condominium and HOA laws enacted during the 2025 Regular Session of the Maryland General Assembly, effective October 1, 2025, plus Condominium Act §11–109.5 and Homeowners Association Acts § 11B–112.4, affecting Prince George’s County only, which became effective July 1, 2025.

Maryland Condominium Homeowners Association Law Booklet Maryland Condo Attorneys and Lawyers

NEW LAWS AND AMENDMENTS TO MARYLAND CONDO & HOA LAWS

Here is a quick summary new laws affecting Maryland Condos and HOAs in the 2025-26 edition of our MD Condo/HOA Booklet.

1. Reserve Budgeting – Required “Funding Plans” and Hardship Exception

2. Limited Ability to Regulate Family Child Care Businesses

3. Associations Prohibited from Collecting Owners’ Sensitive Data

4. New Independent Party Requirement for Conducting Board Elections

5. No Owners Fees for Reviewing Financial Statements

6. Expanded Consumer Protection Enforcement of Condo & HOA Acts

7. Required Accessory Dwelling Unit Accommodation for HOAs

8. Updated Standards for Owner Installation of Solar Systems

9. Mandatory Registration for PG County Community Associations

For a detailed discussion of these new laws, see Cowie Law Group article: Key Legislative Updates for 2026 – Maryland Condos, HOAs and Co-ops.

SUMMARY OF CONDO & HOA STATUES AFFECTED:

Below is a list of the statutes that have been updated in this 2025 – 2026 Edition of the Cowie Law Group Condominium and HOA Lawyers’ Maryland Condominium Act and the Maryland Homeowners Association Act:

MARYLAND CONDOMINIUM ACT

11-103 (correction to section (d)(1)(ii)2).
11-108.2 (added)
11-109 ((c)(17) through (c)(22) added)
11-109.2
11-109.4
11-109.5 (added)
11-111.1
11-116
11-130

MARYLAND HOMEOWNERS ASSOCIATION ACT

11B-101 ((a-1) added)
11B-111.1
11B-111.11 (added)
11B-111.12 (added)
11B-112
11B-112.2
11B-112.3
11B-112.4 (added)
11B-115
11B-117
11B-118 (added)
11B-119 (previous § 11B-118 renumbered)

OTHER LAWS INCLUDED

This version of the Booklet contains Section 11-134.1 of the Maryland Condo Act, drafted by Nicholas D. Cowie to protect condominium purchasers from statute of limitations shortening provisions. See article by Nicholas D. Cowie concerning this amendment to the Maryland Condominium Act.

New Maryland Law Prevents Shortening Statute of Limitations Applicable to Condominium Construction Defect Claims Back Row (left to right): Nicholas D. Cowie and Delegate Marvin E. Holmes, Jr. Front Row (left to right): Senate Deputy Majority Leader Katherine A. Klausmeter; Governor Lawrence J. Hogan; and Speaker of the House of Delegates Michael E. Busch. Maryland HOA Lawyers and DC Condo Attorneys Cowie Law Group

This version also contains the revisions to Sections 11B-110 of the HOA Act as well as Sections 11-131(d) and §11-103(a)(4) of the Maryland Condo Act, drafted by Nicholas D. Cowie to extends warranty periods for Maryland condominiums and homeowners associations, and also protects condominiums from tactics used to defeat common element warranty rights. See article by Nicholas D. Cowie concerning these revisions to the Maryland Homeowners Association Act and Maryland Condominium Act.

This version contains recent laws regarding reserve studies and reserve funding mandated by the Maryland Condominium Act and the Maryland Homeowners Association Act. See article on reserve studies and reserve funding fro Maryland condominiums and HOAs.

Maryland Condominium HOA Act Law. Cowie Law Group Maryland Condominium Law and Maryland HOA Law, by Nicholas D. Cowie, condominium attorney practicing in Maryland and the District of Columbia. Maryland HOA Lawyers and DC Condo Attorneys Cowie Law Group

Cowie Law Group, P.C. is a law firm that represents condominium and homeowners associations throughout state of Maryland and the District of Columbia. Our Maryland Condominium and HOA Law Booklet contains a handy desk reference reproduction of the Maryland Condominium Act and Maryland Homeowners Association Act. The booklet contains a table of contents, page numbers and tabs for easy reference to the contents of the Maryland Condominium Act and the Maryland Homeowners Association Act.

The statutes, laws and acts reproduced in Cowie Law Group’s MD Condo & HOA Act Booklet may have been amended outside the Regular Legislative Session of the General Assembly, after the publication of the Booklet. Check back for updates. Any amendments to the Maryland Condominium Act and Homeowners Association Act are typically adopted during the yearly Regular Legislative Session and become effective as of October 1 of the year in question. Please contact our office should you have any concerns as to whether the reproduced statute, law or act you are viewing is current or has been amended. Additionally, one should first consult with an experienced condominium lawyer or HOA attorney before taking action, or refraining from taking action, in reliance on these reproduced statutes, law and acts.