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Theses MD Condo / HOA Act Booklets include new laws effective in 2026 and 2027.

WHAT’S NEW
IN THE MARYLAND CONDO & HOA ACTS FOR 2026 & 2027?
SUMMARY OF NEW CONDO AND HOA LAWS:
Here is a quick summary new laws affecting Maryland Condos and HOAs in the 2026-27 edition of the MD Condo/HOA Booklet.
- Increased board authority to approve EV charging projects.
- Extended 45 days for unit owner display of candidate/proposition signs.
- $25,000 unit owner responsibility for property damage.
- Mandatory insurance coverage for unit owners.
- Board member training in Charles County.
- Technical corrections to MD Condo and HOA Acts.
SUMMARY OF CONDO & HOA STATUTORY SECTIONS & EFFECTIVE DATES:
Below is a list of the statutory sections that have been amended or added to the Maryland Condo and HOA Acts in 2026-27.
MARYLAND CONDOMINIUM ACT Effective
- 11-109 (c) (added to § 11-109)…. 10/01/26
- 11-109.2 (d)(2)(ii) and (e) (amended) 04/04/26
- 11-111.2 (c)(3) (amended)……… 04/28/26
- 11-111.6 (added)………………… 10/01/26
- 11-114 (c)(4), (e) and (g)(2)(iii) (amended) 10/01/27
- 11-114.3 (added)………………… 10/01/27
MARYLAND HOMEOWNERS ASSOCIATION ACT Effective
- 11B-106.1 (g) (added to § 11B-106.1) 10/01/26
- 11B-111.2 (c)(3)(i) (amended)….. 04/28/26
- 11B-111.5 (a) (amended)……….. 04/04/26
- 11B-111.13 (added)……………… 10/01/26
LEGISATIVE UPDATE ARTICLE:
For a detailed discussion of these new laws, see Cowie Law Group article: Legislative Update for Maryland HOA & Condo Laws in 2026–2027
OTHER LAWS INCLUDED
This version of the Booklet contains Section 11-134.1 of the Maryland Condo Act, drafted by Nicholas D. Cowie to protect condominium purchasers from statute of limitations shortening provisions. See article by Nicholas D. Cowie concerning this amendment to the Maryland Condominium Act.

This version also contains the revisions to Sections 11B-110 of the HOA Act as well as Sections 11-131(d) and §11-103(a)(4) of the Maryland Condo Act, drafted by Nicholas D. Cowie to extends warranty periods for Maryland condominiums and homeowners associations, and also protects condominiums from tactics used to defeat common element warranty rights. See article by Nicholas D. Cowie concerning these revisions to the Maryland Homeowners Association Act and Maryland Condominium Act.

This version contains recent laws regarding reserve studies and reserve funding mandated by the Maryland Condominium Act and the Maryland Homeowners Association Act. See article on reserve studies and reserve funding fro Maryland condominiums and HOAs.

Cowie Law Group, P.C. is a law firm that represents condominium and homeowners associations throughout state of Maryland and the District of Columbia. Our Maryland Condominium and HOA Law Booklet contains a handy desk reference reproduction of the Maryland Condominium Act and Maryland Homeowners Association Act. The booklet contains a table of contents, page numbers and tabs for easy reference to the contents of the Maryland Condominium Act and the Maryland Homeowners Association Act.
The statutes, laws and acts reproduced in Cowie Law Group’s MD Condo & HOA Act Booklet may have been amended outside the Regular Legislative Session of the General Assembly, after the publication of the Booklet. Check back for updates. Any amendments to the Maryland Condominium Act and Homeowners Association Act are typically adopted during the yearly Regular Legislative Session and become effective as of October 1 of the year in question. Please contact our office should you have any concerns as to whether the reproduced statute, law or act you are viewing is current or has been amended. Additionally, one should first consult with an experienced condominium lawyer or HOA attorney before taking action, or refraining from taking action, in reliance on these reproduced statutes, law and acts.

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